In this current confusion of TV licences for the over 75s watch out for realistic looking scam emails the  about renewals and refunds. They are trying to get your bank details

If you are in a car park in your car and someone confesses to bumping into your car whilst you were away and invites you out to inspect the damage – lock your car when you get out or risk losing your car, your handbag, phone etc while they distract you.

At this time of year, when so many are using Amazon, the Prime scam is appearing by phone, email or text saying that you have signed up for the Prime service and there is an issue with payment.   If you are in any doubt contact Amazon directly through their website or just ignore the message